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At CBHS we help you manage your health challenges. We believe in offering you the services, support and tools you need to live your best life.
Our Better Living Programs are available to support eligible members towards a healthier lifestyle. Each Better Living Program is subject to its own eligibility criteria.
Contact us for more information and to confirm your eligibility for a program.

Government Rebates

If you’re eligible for Medicare, you can claim the Australian Government Rebate on private health insurance.

Government Rebates

What is the Australian Government Rebate on private health insurance?

The Australian Government Rebate on private health insurance (Rebate) is the amount the Government contributes each year to your private health insurance premiums. Most people claim the rebate as a reduction in the premiums they pay to their private health insurer. 

The other way to claim the Rebate is as a tax offset when you lodge your annual tax return. For more information about claiming your rebate as a tax offset, visit the Australian Taxation Office (ATO) or call 132 861.

What is the Australian Government Rebate on private health insurance?

The Australian Government Rebate on private health insurance (Rebate) is the amount the Government contributes each year to your private health insurance premiums. Most people claim the Rebate as a reduction in the premiums they pay to their private health insurer.

The other way to claim the Rebate is as a tax offset when you lodge your annual tax return. For more information about claiming your Rebate as a tax offset, visit the Australian Taxation Office (ATO) or call 132 861.

Am I eligible for the Rebate?

Your eligibility for the Rebate depends on your age and income. The higher your income, the lower the Rebate. If your income is higher than expected in any given year, you might need to repay some or all of the Rebate to the ATO after filing your annual tax return.

Rebate percentages from 1 April 2025 Gov rebate

Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the income thresholds are increased by $1,500 for each child after the first. 

Claiming the Rebate

Most people claim this Rebate as a reduction in their insurance premiums. The Government pays the Rebate directly to the fund and you, the member, have your premiums reduced. To claim the Rebate as a reduction in your insurance premium, simply login to the Member Centre and select ‘Manage my rebate’ under the ‘Account’ tab to get started. If we require any additional information from you we will get in touch.

View rebate ratesView new income thresholds


Find out more

To find out more about the Australian Government Rebate and how it could affect your premiums, the ATO and the Department of Health have a comprehensive overview.

If you prefer, you can contact one of our friendly team on 1300 654 123 or email us at help@cbhs.com.au. 

Government incentives
Learn how the Government interacts with your health insurance.

Age-based discount

More affordable hospital cover for young Australians.

Medicare Levy Surcharge

Calculate your Medicare Levy Surcharge based on income.

Lifetime Health Cover

Uncover the benefits of Lifetime Health Cover loading.

Australian Government Rebate on private health insurance

The Australian Government Rebate on private health insurance is designed to help cover the cost of heath cover premiums.

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