Access Gap Cover

We help you understand what access gap cover is, its benefits and how it works.

Acess Gap Cover

What is it?

When you go to hospital, or attend day surgery, there’s often a gap between what Medicare will pay and what the doctor charges. Whilst a health fund pays a benefit towards it, that ‘gap’ can leave you with large out-of-pocket expenses to pay. Access Gap Cover helps reduce or in some cases even eliminate that gap. It’s a scheme, approved by the Australian Government, that allows CBHS Corporate Health to make up the difference.

Access gap cover means your out-of-pocket expenses are reduced and you avoid waiting in Medicare queues because we process your claims for you.

Your doctor, specialist or anesthetist has to agree to take part in the Access Gap Cover scheme. You can search our database of doctors already taking part in the Access Gap Cover scheme by clicking on the button below. Then ask for a written estimate of fees, and whether they’ll send the account directly to CBHS Corporate Health. If they bill you, send us the invoice. If they bill us directly, we’ll take care of it. All hospital products include Access Gap Cover, but feel free to contact us with any questions.


Reach out

At CBHS Corporate Health, we’re here to help. If you have any questions or need help finding the right policy for you, contact us today.
1300 586 462 (Mon – Fri | 7am-7pm AEST)