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At CBHS we help you manage your health challenges. We believe in offering you the services, support and tools you need to live your best life.
Our Better Living Programs are available to support eligible members towards a healthier lifestyle. Each Better Living Program is subject to its own eligibility criteria.
Contact us for more information and to confirm your eligibility for a program.

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  • Advanced Extras

Advanced Extras

Our premium Extras product offering generous coverage.

Advanced Extras offers attractive overall limits, designed for those who are seeking security for an extensive range of services.

Employer Extras cover options are only available with a Hospital cover to employees/members of organisations which have a contract with CBHS Corporate Health. Not a partner employee? View Direct Extras cover here.

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70 years strong | An innovative health insurer

Our parent fund has built a 70-year loyal following and now through CBHS Corporate, you can receive industry leading health insurance, telehealth services and generous annual limits.

Description Overall limit
Legend
  • 3Benefit period over any 3 years.
  • 5Benefit period over any 5 years.
  • 7Lifetime benefit.
  • 8Benefit per membership per year.
  • 9Benefits are 90% of the cost up to maximum category limit.
Extras waiting periodCalendar months
Major dental (periodontics, endodontics, inlays, onlays, facings, veneers, occlusal therapy, dentures, implants, crowns and bridges), orthodontia, artificial aids, healthcare appliances and hearing aids12 months
Prescribed optical appliances6 months
All other services2 months
Preventative dental *
(2 month waiting period)
Examples of maximum claimable amount per serviceOverall limitBenefit period
Oral examinations (011, 012, 013)$36 - $45UnlimitedCalendar year
X-ray (022)$28
Removal of plaque (111)$41
Removal of calculus (114,115)$68 - $70
Fluoride application (121)$27
Mouthguard (151,153)$130 - $150
Fissure sealing (161)$34

 

General dental *
(2 month waiting period)
Examples of maximum claimable amount per serviceOverall limitBenefit period
Fillings$81 - $150UnlimitedCalendar year
Consultations and examination$35-$40
X-rays$42.80-$60
Extractions or surgical dental$50 - $255
Major dental*
(12 month waiting period)
Examples of maximum claimable amount per serviceOverall limitBenefit period
Periodontics (gum treatment)$30-$260
$630Calendar year
Endodontic (root canal treatment)$7.50 - $180$660
Inlays/Onlays/Facing/Veneers$260 - $600 $1440 Any 5 years
Dentures & implants$20 - $810 $1350
Crowns and bridges$60-$750$3,000
Occlusal therapy$17.50-$260 $920 Lifetime
Orthodontia100%$2,800

 

* Benefits are not payable for Do-It-Yourself (DIY) dentistry including whitening kits, aligners and occlusal splints. Please contact us to confirm whether a benefit is payable.

Prescribed optical
(6 month waiting period)
Examples of maximum claimable amount per serviceOverall limitBenefit period
Frames$140$375Calendar year
Single vision (pair) (212)$130
Bifocal (pair) (312)$140
Trifocal (pair) (412)$150
Multifocal (pair) (512)$210
Contact lenses (852)$220

 

Therapies
(2 month waiting period)
Examples of maximum claimable amount per serviceOverall limitBenefit period
Physiotherapy (initial/subsequent)
$61/$43$720
Calendar year
Chiropractic (initial/subsequent)$61/$40$720
Osteopathy (initial/subsequent)$61/$35$720
Hypnotherapy$80$360
Occupational therapy (initial/subsequent)$61/$35$720
Speech therapy (initial/subsequent)$95/$46$1850
Clinical psychology (initial/subsequent)$140/$80$465
Ante natal/ post natal physiotherapy100% $105
Podiatry (excludes artificial aids e.g. orthotics, which are covered under artificial aids) (standard consult)$35$400
Audiology$60 $360
Eye therapy$60 $455
Dietitian (initial/subsequent)$75/$42$375
Exercise Physiology (initial/subsequent)$35/$35$360
Midwifery services (excl. home births)100%$500 
Alternative therapies
(2 month waiting period)
Examples of maximum claimable amount per serviceOverall limitBenefit period
Oriental therapies
Acupressure, Acupuncture, Chinese herbal medicine consultation, Chinese massage, Traditional Chinese medicine consultation
$33$450Calendar year
Massage therapies
Deep tissue massage, Lymphatic drainage, Myotherapy, Remedial massage, Sports massage, Swedish massage, Therapeutic massage
$450

 

General Health
(2 month waiting period)
Examples of maximum claimable amount per serviceOverall limitBenefit period
Blood glucose accessories100%$320Calendar year
Home visits by registered nurse$120 (> 4 hours) 
$80 ( < 4 hours)
$2,800
Non-Pharmaceutical Benefits Scheme drugs requiring a prescription by law100% less the current prescribed PBS co-payment for general patients up to $75 per prescription$1,000
Travel and accommodation+100% of the cost for accommodation (single room rate) airfare, train, bus or 15c per kilometre for car$500Per Membership per Calendar Year

 

+ Travel is only payable for a patient who requires essential medical and dental treatment, where it is not available at a facility within a 160 km round trip of the member's home. In order to claim travel a patient must be visiting a specialist and will require a referral letter. Excludes Ronald McDonald house.

(12 months waiting period) - referred by a doctor and recognised by CBHS Corporate Health

DescriptionExamples of maximum claimable amount per serviceOverall limitBenefit period
Artificial aids$12 - $1,000$1,000Any 3 years
Hearing aids100%$1,600
Blood pressure monitor, nebuliser, glucometer100%$500

 

Wellness Benefits (2 month waiting period)Benefits are 100% of the cost up to the overall limit below
Health checks ^Overall limitBenefit Period
Breast examinations (i.e. mammograms/x-rays)
Bone density tests
Skin cancer screening
Bowel/prostate cancer screening
Eye screenings
$200Calendar Year
Health Management ^
Quit smoking programs 2
Weight management programs 2
Stress management courses 2
$100Calendar Year
Gym membership/Personal training 1$115 ($100 sub limit on personal training)Calendar Year

 

^ CBHS Corporate Health provides benefits towards scans, screenings and tests, where members take a pro-active way to manage their health, but only where these do not attract a benefit from Medicare. We are only able to pay a benefit for selected scans, screenings and tests when they are NOT covered by Medicare. Your GP or provider will be able to advise you if your scan, screen or test, meets Medicare’s criteria for benefits.
1 CBHS Corporate Health can only pay a benefit for gym membership/personal trainer where the gym/personal trainer service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer program is a health management program. Approval form is available from CBHS Corporate Health. Please note that GP consultations are not covered by CBHS Corporate Health.
2 Must be approved by CBHS Corporate Health.

Each group of services within Extras and Package covers have an overall limit on the amount you can claim. Most limits are based on per person per calendar year, unless otherwise stated in our Extras table.

Benefits which attract a 3 and 5 year period are entitled to have the benefit renewed on the same date which the service was performed respectively.

Benefits which attract a 'lifetime' period; lifetime means the period commencing on the date the member was first insured and ceases to be insured by CBHS Corporate Health (irrespective of any suspension of membership or other period without cover).

Most CBHS Corporate Health Extras benefits are subject to a Per Service Benefit. Generally, the maximum benefit for an individual Extras service is 100% of the service fee up to a Per Service Benefit within the overall category limit.

Supporting Information

Refer to the Advanced Extras product sheet to help you understand your cover and benefits.

Disclaimer: A benefit is not payable in respect of a service that was rendered to a Member if the services can be claimable from any other source.

From
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*Price is for single in , aged 30, with income $97,000.00 per year. Includes Australian Government Rebate on Private Health Insurance of 24.288%.
Government incentives
Learn more about how the Government interacts with your health insurance.

Age-based discount

More affordable hospital cover for young Australians.

Medicare Levy Surcharge

Calculate your Medicare Levy Surcharge based on income.

Lifetime Health Cover

Uncover the benefits of Lifetime Health Cover loading.

Australian Government Rebate on private health insurance

The Australian Government Rebate on private health insurance is designed to help cover the cost of heath cover premiums.

Private Health Insurance Reforms

Everything you need to know about the Government's Private Health Insurance Reforms initiative.

More information

If you have any questions about your tax statement you can contact our Member Services team on 1300 586 462, or email help@cbhscorp.com.au. We’re available Monday to Friday, 8am-7pm (AEST).

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The CBHS Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we gather, live and work. We pay our respect to First Nations peoples and their Elders, past and present.

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