What is my Australian Government Rebate on Private Health Insurance (rebate)?

Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The rebate is income tested. The table below details the different rebate amounts and Medicare Levy Surcharge levels.

The rebate applies to hospital, general treatment and ambulance policies. It does not apply to Overseas Visitors Cover.

Rebate Percentages (1 April 2018 to 31 March 2019)

Status Base tier Tier 1 Tier 2 Tier 3
Singles $0 - $90,000 $90,001 - $105,000 $105,001 - $140,000 $140,001+
Families $0 - $180,000 $180,001 - $210,000 $210,001 - $280,000 $280,001+
Under 65 years 25.415%
16.943%
8.471%
0.000%
65 - 69 years 29.651%
21.180%
12.707%
0.000%
70+ years 33.887%
25.415%
16.943%
0.000%

Single parents and couples (including de facto couples) are subject to family tiers. For families with children thresholds are increased by $1500 for each child after the first. The income thresholds are indexed and will remain the same to 30 June 2021.