Access Gap Cover: One less thing to worry about

Introducing Access Gap Cover. Reduce or eliminate out-of-pocket expenses.

When you go to hospital, or attend day surgery, there’s often a gap between what Medicare will pay and what the procedure costs.

Whilst a health fund pays something towards it, that ‘gap’ can leave you with large out-of- pocket expenses to pay.

Access Gap Cover helps reduce or even eliminate that gap. It’s a scheme, approved by the Australian Government, that allows CBHS Corporate Health to make up the difference.

How it works

First of all, your doctor, specialist or anaesthetist has to agree to take part in the Access Gap Cover scheme. They may already, so it’s worth asking. (You can search our database of doctors already taking part in the Access Gap Cover scheme by clicking on the button below.) Or ask the practice manager, if there is one.

Then ask for a written estimate of fees, and whether they’ll send the account directly to CBHS Corporate Health.

If they bill you, send us the invoice. If they bill us directly, we’ll take care of it.

All hospital products include Access Gap Cover. But feel free to contact us about whether you're covered or not.

 Access Gap Search

Advantages for patients

  • Out-of-pocket expenses reduced or eliminated
  • We process your claims on your behalf
  • No more Medicare queues

Advantages for doctors

  • Claims paid within 21 days (11 days if no claims issues)
  • Any invoice issues with Medicare addressed by us, for you
  • The risk of bad patient debts reduced

Contact Us

CBHS Corporate Health values exceptional member care as one of our service priorities. Feel free to contact us if you have any questions about your cover, or about joining. Our friendly team is ready to assist you with your queries, and we invite you to connect with us by calling 1300 586 462 or sending an email to